Author
Ajit Patel
Founder of Aarthik AI
Search for the best AI investment platforms in India and you mostly get two kinds of page. One is a list of AI stocks to buy, which is a different question entirely. The other is a company explaining that the best platform is, as it happens, itself, usually with an accuracy figure nobody has audited.
This post is written by Aarthik, and Aarthik is on the list below. So read it with that in mind. What we have tried to do instead of ranking ourselves first is sort five real platforms by the job each one actually does, say plainly what we could and could not verify, and show you how to check any of them yourself in about two minutes.
That last part matters more than the list. An AI investing tool in India sits inside a regulated system, and the regulation is public. You can look up whether a platform is registered, and whether that registration is still live, without taking anyone's word for it.
How to judge an AI investing platform
Three questions separate a serious platform from a confident one.
- Who is accountable for the advice? In India, a Research Analyst or an Investment Adviser registered with SEBI carries legal responsibility for a recommendation. An algorithm does not. If a platform gives you specific buy and sell calls, there should be a registered entity standing behind them.
- What does the AI actually do? "AI-powered" covers everything from summarising an earnings call to picking your portfolio. Those are very different levels of trust. Summarising a document is low risk and genuinely useful. Choosing your holdings is not.
- Can the track record be checked? A number on a landing page is marketing. A rebalance history you can scroll through, or a portfolio you can inspect before you pay, is evidence.
Want to skip the comparison and look at real portfolios? You can browse every published basket, with its holdings, minimum investment and fee, before creating an account.
The five platforms
These are ordered by what you want to do, not best to worst. A ranking of competitors published on our own site would not be worth much to you.
1. Screener AI, best for reading financials
Screener.in is the tool a large share of serious Indian retail investors already use, and its AI layer is an addition to the screening and financials people came for. The AI reads company documents, filings and earnings call transcripts, and pulls out the points that matter, which saves a genuinely tedious hour.
It is freemium. Third party reviews in 2026 put Premium at roughly ₹4,999 a year including GST, with AI summaries metered rather than unlimited on the free tier. Screener does not publish that number prominently, so check the current price on their site before paying.
What it does not do: tell you what to buy, or place a trade. It is a research surface. That is a feature, not a gap.
2. Multibagg AI, best for asking questions in plain English
Multibagg AI, run by Finsky Technologies in Bengaluru, is built around a chat assistant called Iris. You ask a research question about an NSE or BSE listed company, an IPO or an ETF, and it answers. There is also portfolio tracking, screening and alerts.
It is young. The company raised about ₹1.5 crore in a pre-seed round led by AJVC, taking total funding to roughly ₹2.15 crore. The model is freemium and much of it is free to use today.
What it does not do: act as your adviser. It is a research assistant, and early stage, so treat its output as a starting point rather than a conclusion.
3. Kristal.AI, best for global and managed portfolios
Kristal.AI is the most institutional name here. It operates across Singapore and India, runs an India entity registered with SEBI as an investment adviser, raised a reported $30 million Series B in 2025, and acquired the Indian global-investing platform Globalise. Its focus is global ETFs, managed portfolios and, at the upper tiers, private market access.
Its published fee schedules are largely aimed at Singapore clients, and the Indian pricing is not openly listed, so treat any fee you read on a third party site as unconfirmed. Private market products start far higher than retail amounts.
What it does not do: serve a small first-time investor particularly well. This is a wealth platform, and it is priced and built like one.
Investing in Indian equities rather than global ETFs? Our guide to investing in the Indian stock market covers the account setup and the order types before you pick any platform.
4. Jarvis Invest, best for hands-off AI stock advisory
Jarvis Invest is the most explicitly AI-first advisory product on this list. It offers AI-driven stock recommendations, portfolio construction and risk management on a subscription, and in 2026 launched Jarvis Atlas, a global market intelligence product covering equities and commodities alongside Indian markets.
One honest caution. While researching this post, two separate third party sources listed different SEBI registration numbers for Jarvis, one in the Research Analyst format and one in the Investment Adviser format. They may describe different entities or different products. We are not printing either, because publishing a wrong registration number about a real regulated firm helps nobody. Look it up yourself on SEBI's register before subscribing, which is good practice regardless of the platform.
What it does not do: publish its pricing openly. You will need to check in the app.
5. Aarthik, best for research-backed baskets you can inspect
Full disclosure again: this is us. Aarthik is a research-first investing stack built around stock baskets, which are curated equity portfolios built and reviewed by SEBI-registered analysts, that rebalance as the thesis changes. You connect your own broker, currently Dhan or Zerodha, and the orders go to your account. We never hold your money.
Concrete, as of 24 October 2026: five published baskets, two of them free, the paid ones between ₹279 and ₹699 a month, and minimum investments between about ₹13,500 and ₹51,000 depending on the basket. Every holding, the minimum and the fee are visible on the basket pages before you pay anything.
What it does not do yet: the AI analyst and the ETF baskets are both still marked coming soon on our own site, and we would rather say that here than let a comparison post imply otherwise.
At a glance
Platform | Best for | Model | Indian pricing published |
|---|---|---|---|
Screener AI | Reading financials and filings | Freemium | Roughly ₹4,999 a year for Premium, 2026 third party figure |
Multibagg AI | Plain English research questions | Freemium | Largely free today |
Kristal.AI | Global ETFs and managed money | Advisory, tiered | Not openly listed for India |
Jarvis Invest | Hands-off AI stock advice | Subscription | Not openly listed |
Aarthik | Baskets you can inspect first | Per basket | Free to ₹699 a month |
Prices move. Every figure here is from October 2026, and two of the five do not publish Indian pricing at all, which is itself worth knowing before you commit.
Check any platform in two minutes
Do this before you pay anybody, including us.
- Find the registration number. A registered Research Analyst number looks like INH000000000. An Investment Adviser number looks like INA000000000. If a platform gives specific buy calls and shows no number anywhere, that is the answer.
- Verify it on SEBI's own register. Go to SEBI's intermediaries section and look under Recognised Intermediaries. Do not rely on a number printed on a marketing page, and do not rely on the phrase "SEBI certified", which is not a thing.
- Check it is still current. Registrations lapse. In July 2026, SEBI cancelled the certificates of twelve research analysts who had not paid renewal fees. A registration that existed in 2023 is not proof of one today.
- Never transfer funds to an adviser. A Research Analyst advises. Your money stays with your broker, in your name. Anyone asking you to send them capital to invest is outside the rules.
Which one should you pick
If you want to do your own research and just want the reading to go faster, Screener AI is the obvious answer, and Multibagg AI is worth a look because it is free and the chat interface is quicker for specific questions.
If you have a large portfolio and want global exposure managed for you, Kristal.AI is built for that and the others here are not.
If you want someone else to decide what you hold, Jarvis Invest is the most direct version of that, and it is also the case where verifying the registration matters most, because the advice is specific.
If you want a middle path, a researched portfolio you can look at in full before you commit, bought through your own broker, that is what we built Aarthik for. Browse the baskets, see the holdings and the fees, and decide from there. You can also read more about who we are.
Frequently asked questions
There is no single best one, because they do different jobs. Screener AI and Multibagg AI help you research. Kristal.AI manages global portfolios. Jarvis Invest gives direct stock advice. Aarthik provides research-backed baskets you buy through your own broker. Pick by the job you need done, then verify the platform's SEBI registration before paying.
Yes, but the regulation applies to the advice, not the technology. If a platform makes specific buy or sell recommendations, a SEBI-registered Research Analyst or Investment Adviser must stand behind them. Pure research and screening tools do not need that registration, because they are not advising you.
Treat them as marketing unless they are independently audited. A percentage on a landing page has no standard definition behind it, no agreed time period, and usually no way to check it. A visible holdings list or a rebalance history you can scroll through is far better evidence than any single number.
The range in this comparison runs from free to roughly ₹7,000 a year, with managed wealth platforms costing considerably more and not publishing Indian rates openly. Screener Premium was around ₹4,999 a year in 2026, and Aarthik's paid baskets run between ₹279 and ₹699 a month. Always check current pricing on the platform itself.
They should not. A Research Analyst advises and a broker holds your funds and shares, in your own name. Aarthik connects to your existing Dhan or Zerodha account and places orders there. If any platform asks you to transfer money to them to invest on your behalf, stop.
A screener filters and summarises public information, leaving the decision to you. An AI advisory tells you what to buy and when. The second carries a far higher burden, which is why it needs a SEBI registration and the first does not. Knowing which one you are paying for is the single most useful distinction on this page.